EMI vs SIP for ₹6,000,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 76,005
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 60,856
Monthly Savings
₹ 15,149
SIP Investment
@ 12% for 15 years
₹ 7,644,059
Extra Interest Paid
₹ 1,833,423
Final Outcome
₹ 5,810,635
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,644,059.
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