EMI vs SIP for ₹6,000,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 72,797
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 57,339
Monthly Savings
₹ 15,457
SIP Investment
@ 12% for 15 years
₹ 7,799,449
Extra Interest Paid
₹ 1,585,456
Final Outcome
₹ 6,213,993
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 8%, investing savings can generate ₹7,799,449.
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