EMI vs SIP for ₹6,000,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 86,083
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 72,010
Monthly Savings
₹ 14,072
SIP Investment
@ 12% for 15 years
₹ 7,100,638
Extra Interest Paid
₹ 2,631,907
Final Outcome
₹ 4,468,732
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 12%, investing savings can generate ₹7,100,638.
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