EMI vs SIP for ₹600,000
28 Years @ 12%
Original Plan
28 Years @ 12%
EMI: ₹ 6,220
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 6,119
Monthly Savings
₹ 101
SIP Investment
@ 12% for 33 years
₹ 513,039
Extra Interest Paid
₹ 333,298
Final Outcome
₹ 179,741
Profit from SIP strategy
Analysis
For ₹600,000 loan at 12%, investing savings can generate ₹513,039.
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