EMI vs SIP for ₹600,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 5,307
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 4,984
Monthly Savings
₹ 323
SIP Investment
@ 12% for 26 years
₹ 695,123
Extra Interest Paid
₹ 217,628
Final Outcome
₹ 477,495
Profit from SIP strategy
Analysis
For ₹600,000 loan at 9%, investing savings can generate ₹695,123.
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