EMI vs SIP for ₹600,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 6,532
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 6,282
Monthly Savings
₹ 250
SIP Investment
@ 12% for 26 years
₹ 538,817
Extra Interest Paid
₹ 313,781
Final Outcome
₹ 225,036
Profit from SIP strategy
Analysis
For ₹600,000 loan at 12%, investing savings can generate ₹538,817.
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