EMI vs SIP for ₹600,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 6,692
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 6,362
Monthly Savings
₹ 330
SIP Investment
@ 12% for 24 years
₹ 552,025
Extra Interest Paid
₹ 306,492
Final Outcome
₹ 245,532
Profit from SIP strategy
Analysis
For ₹600,000 loan at 12%, investing savings can generate ₹552,025.
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