EMI vs SIP for ₹600,000
19 Years @ 11%
Original Plan
19 Years @ 11%
EMI: ₹ 6,285
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 5,928
Monthly Savings
₹ 357
SIP Investment
@ 12% for 24 years
₹ 596,520
Extra Interest Paid
₹ 274,379
Final Outcome
₹ 322,141
Profit from SIP strategy
Analysis
For ₹600,000 loan at 11%, investing savings can generate ₹596,520.
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