EMI vs SIP for ₹600,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 6,538
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 5,619
Monthly Savings
₹ 919
SIP Investment
@ 12% for 18 years
₹ 703,756
Extra Interest Paid
₹ 193,692
Final Outcome
₹ 510,064
Profit from SIP strategy
Analysis
For ₹600,000 loan at 9%, investing savings can generate ₹703,756.
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