EMI vs SIP for ₹5,900,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 57,706
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 48,115
Monthly Savings
₹ 9,592
SIP Investment
@ 12% for 18 years
₹ 7,341,899
Extra Interest Paid
₹ 1,390,565
Final Outcome
₹ 5,951,334
Profit from SIP strategy
Analysis
For ₹5,900,000 loan at 7%, investing savings can generate ₹7,341,899.
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