EMI vs SIP for ₹5,700,000
9 Years @ 10%
Original Plan
9 Years @ 10%
EMI: ₹ 80,249
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 63,168
Monthly Savings
₹ 17,081
SIP Investment
@ 12% for 14 years
₹ 7,454,437
Extra Interest Paid
₹ 1,945,310
Final Outcome
₹ 5,509,127
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 10%, investing savings can generate ₹7,454,437.
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