EMI vs SIP for ₹5,700,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 91,708
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 64,868
Monthly Savings
₹ 26,840
SIP Investment
@ 12% for 12 years
₹ 8,649,247
Extra Interest Paid
₹ 1,637,505
Final Outcome
₹ 7,011,742
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 9%, investing savings can generate ₹8,649,247.
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