EMI vs SIP for ₹5,700,000

5 Years @ 10%

Original Plan

5 Years @ 10%

EMI: ₹ 121,108

Extended Plan

10 Years (Reduced EMI)

EMI: ₹ 75,326

Monthly Savings

₹ 45,782

SIP Investment

@ 12% for 10 years

₹ 10,637,002

Extra Interest Paid

₹ 1,772,621

Final Outcome

₹ 8,864,381

Profit from SIP strategy

Analysis

For ₹5,700,000 loan at 10%, investing savings can generate ₹10,637,002.

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