EMI vs SIP for ₹5,700,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 50,421
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 47,351
Monthly Savings
₹ 3,070
SIP Investment
@ 12% for 26 years
₹ 6,603,667
Extra Interest Paid
₹ 2,067,463
Final Outcome
₹ 4,536,204
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 9%, investing savings can generate ₹6,603,667.
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