EMI vs SIP for ₹5,700,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 51,233
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 44,192
Monthly Savings
₹ 7,041
SIP Investment
@ 12% for 20 years
₹ 7,035,172
Extra Interest Paid
₹ 1,384,111
Final Outcome
₹ 5,651,061
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,035,172.
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