EMI vs SIP for ₹5,700,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 55,750
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 46,484
Monthly Savings
₹ 9,267
SIP Investment
@ 12% for 18 years
₹ 7,093,021
Extra Interest Paid
₹ 1,343,427
Final Outcome
₹ 5,749,594
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,093,021.
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