EMI vs SIP for ₹5,700,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 72,314
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 64,521
Monthly Savings
₹ 7,793
SIP Investment
@ 12% for 18 years
₹ 5,964,917
Extra Interest Paid
₹ 2,655,593
Final Outcome
₹ 3,309,324
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 12%, investing savings can generate ₹5,964,917.
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