EMI vs SIP for ₹5,700,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 58,618
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 47,861
Monthly Savings
₹ 10,757
SIP Investment
@ 12% for 17 years
₹ 7,184,868
Extra Interest Paid
₹ 1,322,622
Final Outcome
₹ 5,862,246
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,184,868.
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