EMI vs SIP for ₹5,700,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 66,182
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 51,233
Monthly Savings
₹ 14,949
SIP Investment
@ 12% for 15 years
₹ 7,542,716
Extra Interest Paid
₹ 1,280,158
Final Outcome
₹ 6,262,558
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,542,716.
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