EMI vs SIP for ₹5,500,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 68,785
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 51,447
Monthly Savings
₹ 17,337
SIP Investment
@ 12% for 14 years
₹ 7,566,393
Extra Interest Paid
₹ 1,214,373
Final Outcome
₹ 6,352,020
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 7%, investing savings can generate ₹7,566,393.
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