EMI vs SIP for ₹5,500,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 41,716
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 38,326
Monthly Savings
₹ 3,390
SIP Investment
@ 12% for 26 years
₹ 7,292,008
Extra Interest Paid
₹ 1,445,315
Final Outcome
₹ 5,846,693
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 7%, investing savings can generate ₹7,292,008.
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