EMI vs SIP for ₹5,500,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 72,238
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 63,317
Monthly Savings
₹ 8,921
SIP Investment
@ 12% for 17 years
₹ 5,958,655
Extra Interest Paid
₹ 2,514,359
Final Outcome
₹ 3,444,296
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 12%, investing savings can generate ₹5,958,655.
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