EMI vs SIP for ₹500,000
28 Years @ 8%
Original Plan
28 Years @ 8%
EMI: ₹ 3,734
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 3,592
Monthly Savings
₹ 142
SIP Investment
@ 12% for 33 years
₹ 722,741
Extra Interest Paid
₹ 167,843
Final Outcome
₹ 554,898
Profit from SIP strategy
Analysis
For ₹500,000 loan at 8%, investing savings can generate ₹722,741.
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