EMI vs SIP for ₹4,300,000
6 Years @ 7%
Original Plan
6 Years @ 7%
EMI: ₹ 73,311
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 46,802
Monthly Savings
₹ 26,509
SIP Investment
@ 12% for 11 years
₹ 7,279,790
Extra Interest Paid
₹ 899,443
Final Outcome
₹ 6,380,347
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 7%, investing savings can generate ₹7,279,790.
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