EMI vs SIP for ₹4,300,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 84,066
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 58,815
Monthly Savings
₹ 25,251
SIP Investment
@ 12% for 11 years
₹ 6,934,285
Extra Interest Paid
₹ 1,710,824
Final Outcome
₹ 5,223,460
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 12%, investing savings can generate ₹6,934,285.
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