EMI vs SIP for ₹4,300,000
29 Years @ 10%
Original Plan
29 Years @ 10%
EMI: ₹ 37,947
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 37,089
Monthly Savings
₹ 858
SIP Investment
@ 12% for 34 years
₹ 4,935,080
Extra Interest Paid
₹ 1,926,788
Final Outcome
₹ 3,008,292
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 10%, investing savings can generate ₹4,935,080.
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