EMI vs SIP for ₹4,300,000
24 Years @ 11%
Original Plan
24 Years @ 11%
EMI: ₹ 42,485
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 41,135
Monthly Savings
₹ 1,350
SIP Investment
@ 12% for 29 years
₹ 4,213,930
Extra Interest Paid
₹ 2,079,282
Final Outcome
₹ 2,134,648
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 11%, investing savings can generate ₹4,213,930.
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