EMI vs SIP for ₹4,300,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 42,057
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 35,067
Monthly Savings
₹ 6,991
SIP Investment
@ 12% for 18 years
₹ 5,350,875
Extra Interest Paid
₹ 1,013,463
Final Outcome
₹ 4,337,413
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 7%, investing savings can generate ₹5,350,875.
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