EMI vs SIP for ₹4,200,000
9 Years @ 8%
Original Plan
9 Years @ 8%
EMI: ₹ 54,679
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 41,635
Monthly Savings
₹ 13,043
SIP Investment
@ 12% for 14 years
₹ 5,692,303
Extra Interest Paid
₹ 1,089,452
Final Outcome
₹ 4,602,851
Profit from SIP strategy
Analysis
For ₹4,200,000 loan at 8%, investing savings can generate ₹5,692,303.
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