EMI vs SIP for ₹3,700,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 30,737
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 29,586
Monthly Savings
₹ 1,151
SIP Investment
@ 12% for 31 years
₹ 4,591,061
Extra Interest Paid
₹ 1,416,210
Final Outcome
₹ 3,174,851
Profit from SIP strategy
Analysis
For ₹3,700,000 loan at 9%, investing savings can generate ₹4,591,061.
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