EMI vs SIP for ₹3,700,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 48,597
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 42,595
Monthly Savings
₹ 6,002
SIP Investment
@ 12% for 17 years
₹ 4,008,549
Extra Interest Paid
₹ 1,691,478
Final Outcome
₹ 2,317,072
Profit from SIP strategy
Analysis
For ₹3,700,000 loan at 12%, investing savings can generate ₹4,008,549.
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