EMI vs SIP for ₹3,600,000
8 Years @ 10%
Original Plan
8 Years @ 10%
EMI: ₹ 54,627
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 41,323
Monthly Savings
₹ 13,304
SIP Investment
@ 12% for 13 years
₹ 5,001,561
Extra Interest Paid
₹ 1,202,124
Final Outcome
₹ 3,799,437
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 10%, investing savings can generate ₹5,001,561.
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