EMI vs SIP for ₹3,600,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 70,381
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 49,240
Monthly Savings
₹ 21,140
SIP Investment
@ 12% for 11 years
₹ 5,805,448
Extra Interest Paid
₹ 1,432,318
Final Outcome
₹ 4,373,130
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 12%, investing savings can generate ₹5,805,448.
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