EMI vs SIP for ₹3,600,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 29,906
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 28,787
Monthly Savings
₹ 1,119
SIP Investment
@ 12% for 31 years
₹ 4,466,979
Extra Interest Paid
₹ 1,377,935
Final Outcome
₹ 3,089,044
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 9%, investing savings can generate ₹4,466,979.
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