EMI vs SIP for ₹3,600,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 28,154
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 26,638
Monthly Savings
₹ 1,516
SIP Investment
@ 12% for 29 years
₹ 4,731,502
Extra Interest Paid
₹ 1,161,704
Final Outcome
₹ 3,569,798
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 8%, investing savings can generate ₹4,731,502.
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