EMI vs SIP for ₹3,600,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 34,228
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 32,435
Monthly Savings
₹ 1,793
SIP Investment
@ 12% for 26 years
₹ 3,856,749
Extra Interest Paid
₹ 1,494,297
Final Outcome
₹ 2,362,452
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 10%, investing savings can generate ₹3,856,749.
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