EMI vs SIP for ₹3,600,000
13 Years @ 11%
Original Plan
13 Years @ 11%
EMI: ₹ 43,471
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 38,342
Monthly Savings
₹ 5,129
SIP Investment
@ 12% for 18 years
₹ 3,926,089
Extra Interest Paid
₹ 1,500,352
Final Outcome
₹ 2,425,737
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 11%, investing savings can generate ₹3,926,089.
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