EMI vs SIP for ₹3,600,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 45,603
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 36,514
Monthly Savings
₹ 9,090
SIP Investment
@ 12% for 15 years
₹ 4,586,435
Extra Interest Paid
₹ 1,100,054
Final Outcome
₹ 3,486,381
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 9%, investing savings can generate ₹4,586,435.
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