EMI vs SIP for ₹3,500,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 56,312
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 39,831
Monthly Savings
₹ 16,481
SIP Investment
@ 12% for 12 years
₹ 5,310,941
Extra Interest Paid
₹ 1,005,486
Final Outcome
₹ 4,305,456
Profit from SIP strategy
Analysis
For ₹3,500,000 loan at 9%, investing savings can generate ₹5,310,941.
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