EMI vs SIP for ₹3,300,000
29 Years @ 8%
Original Plan
29 Years @ 8%
EMI: ₹ 24,418
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 23,567
Monthly Savings
₹ 852
SIP Investment
@ 12% for 34 years
₹ 4,899,688
Extra Interest Paid
₹ 1,117,600
Final Outcome
₹ 3,782,087
Profit from SIP strategy
Analysis
For ₹3,300,000 loan at 8%, investing savings can generate ₹4,899,688.
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