EMI vs SIP for ₹3,100,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 24,244
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 22,938
Monthly Savings
₹ 1,305
SIP Investment
@ 12% for 29 years
₹ 4,074,349
Extra Interest Paid
₹ 1,000,356
Final Outcome
₹ 3,073,993
Profit from SIP strategy
Analysis
For ₹3,100,000 loan at 8%, investing savings can generate ₹4,074,349.
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