EMI vs SIP for ₹3,000,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 25,460
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 24,305
Monthly Savings
₹ 1,155
SIP Investment
@ 12% for 29 years
₹ 3,605,677
Extra Interest Paid
₹ 1,125,585
Final Outcome
₹ 2,480,091
Profit from SIP strategy
Analysis
For ₹3,000,000 loan at 9%, investing savings can generate ₹3,605,677.
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