EMI vs SIP for ₹3,000,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 28,523
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 27,029
Monthly Savings
₹ 1,494
SIP Investment
@ 12% for 26 years
₹ 3,213,958
Extra Interest Paid
₹ 1,245,248
Final Outcome
₹ 1,968,710
Profit from SIP strategy
Analysis
For ₹3,000,000 loan at 10%, investing savings can generate ₹3,213,958.
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