EMI vs SIP for ₹2,600,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 32,516
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 24,320
Monthly Savings
₹ 8,196
SIP Investment
@ 12% for 14 years
₹ 3,576,840
Extra Interest Paid
₹ 574,067
Final Outcome
₹ 3,002,773
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,576,840.
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