EMI vs SIP for ₹2,600,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 36,755
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 26,860
Monthly Savings
₹ 9,895
SIP Investment
@ 12% for 13 years
₹ 3,720,006
Extra Interest Paid
₹ 661,633
Final Outcome
₹ 3,058,373
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 8%, investing savings can generate ₹3,720,006.
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