EMI vs SIP for ₹2,600,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 45,897
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 34,149
Monthly Savings
₹ 11,748
SIP Investment
@ 12% for 12 years
₹ 3,785,885
Extra Interest Paid
₹ 1,062,084
Final Outcome
₹ 2,723,801
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹3,785,885.
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