EMI vs SIP for ₹2,600,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 26,841
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 26,456
Monthly Savings
₹ 385
SIP Investment
@ 12% for 34 years
₹ 2,214,044
Extra Interest Paid
₹ 1,453,457
Final Outcome
₹ 760,587
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹2,214,044.
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