EMI vs SIP for ₹2,600,000
26 Years @ 11%
Original Plan
26 Years @ 11%
EMI: ₹ 25,301
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 24,661
Monthly Savings
₹ 640
SIP Investment
@ 12% for 31 years
₹ 2,555,430
Extra Interest Paid
₹ 1,279,852
Final Outcome
₹ 1,275,578
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 11%, investing savings can generate ₹2,555,430.
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