EMI vs SIP for ₹2,600,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 18,662
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 17,475
Monthly Savings
₹ 1,186
SIP Investment
@ 12% for 29 years
₹ 3,702,952
Extra Interest Paid
₹ 706,849
Final Outcome
₹ 2,996,103
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,702,952.
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