EMI vs SIP for ₹2,600,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 27,570
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 26,841
Monthly Savings
₹ 729
SIP Investment
@ 12% for 29 years
₹ 2,274,143
Extra Interest Paid
₹ 1,400,643
Final Outcome
₹ 873,500
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹2,274,143.
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